• The reference in equipment financing in Canada

Business loans

What is Working Capital?

Working capital is the money you need to support short-term operations. Your current expenses are thus covered by this sum, despite the payment delays of your customers.

Business loans
$10,000 - $300,000

Working Capital

Current Expenditure Examples

  • Advertisement;
  • Renting buildings;
  • Equipment maintenance and repair;
  • Delivery services;
  • Employee salaries;
  • Management and administration fees;
  • Etc.
Business loans

An Ideal Solution

Regardless of your business’s financial state, our loan service for working capital could be the solution you are looking for. First off, it is aimed at start-ups (6 months and more). It also applies to fast-growing companies that are looking for new markets. It is also suitable for seasonal businesses, particularly those that extend their activities during periods of low activity. It is an ideal solution for starting your own business or promoting its growth.

Main Benefits

  • Financing solution adapted to your needs: Whether it is for product development or for repayment to your suppliers, working capital covers your current expenses. This business loan service is a versatile solution adapted to your situation.
  • Structured and flexible repayment: Depending on your borrowing power and the way in which the loan is guaranteed for you, we can adjust the duration and amortization period of your repayment. This repayment is structured as micro-refunds, taken as a percentage deducted from your daily sales.
  • Invest in your business’s growth: You can use your loan for any one of your company’s needs.
  • Your financial partner: We will support you at every step.

Am I eligible?

Yes, if you meet the following basic criteria:

  • Business located in Canada
  • Owning a valid commercial lease
  • Average monthly sales of $15,000
  • In business since at least six months

The four steps for your business financing with Affiliated Financial Services:

  1. Fill out our loan application
  2. Receive an answer within 24 to 48 hours
  3. Sign the contract
  4. Funds deposited into your business account

As experts in financing, our mission is to find and negotiate the best financing conditions on the market according to your needs. In addition, our interest rates are set according to credit scores.

Business loans are an ideal financing solution for your company’s working capital. For more information, contact us now.

Apply for a loan