• The gold standard in equipment financing across Canada

Who we are

Your Prefered Leasing Partner

About Affiliated Financial Services

Affiliated Financial Services was founded over 35 years ago by Stephen Goldstein to provide financing support to businesses in all sectors across Canada.

In 2021, a major milestone was reached when Tommy Leblanc merged his financing business with Stephen’s. In 2024, Lee Dermer joined SFA as Executive Vice President, strengthening expertise and commitment to customers.

With over $3 billion financed since its inception, AFS supports companies in diverse sectors such as agriculture, construction, healthcare, forestry, transportation and more.

Today, AFS is the undisputed leader in business financing in Canada. With a team of several hundred brokers across Canada, AFS ensures unparalleled proximity to local businesses in need of financing.

A solid corporate culture based on 4 fundamental rules:


A positive

Clients interests

Nothing less than

AFS Leadership

Stephen Goldstein

Stephen Goldstein
CEO and Founder

Tommy Leblanc

Tommy Leblanc

Lee Dermer

Lee Dermer
Executive Vice-President

Louise Bertrand

Louise Bertrand
V.P. Director Operations

Nadia Gahagan

Nadia Gahagan
V.P. Relationship Manager

We’re dedicated to business success

At AFS, our daily goal is to help Canadian companies grow. We are pleased to offer fulfilling career opportunities to those who share this mission.

Affiliated Financial Services brokers - Dedicated to business success

Customer testimonials

Any questions?

Check out our frequently asked questions. Remember that you can contact us during business hours to speak with a member of our team!

Equipment finance brokerage firm - FAQ

    Frequently asked questions

    Who pays the taxes on my purchase?

    You do not have to pay taxes when you buy. Taxes are applied to your monthly rent.

    How much is the purchase option?

    Purchase options vary depending on the credit and age of the equipment which can range from $10 to 40% of the equipment.

    Who owns the equipment?

    The equipment belongs to the creditor throughout your lease.

    Can I sell my equipment?

    You can sell the equipment after exercising your option to surrender the contract.

    Can I open my lease and make additional payments to lower my loan quicker?

    No, you cannot make additional payments to lower your loan. You can only open your lease and pay the full amount of the loan (principal and interest).