• The gold standard in equipment financing across Canada

Working Capital

What is working capital?

Working capital, also known as business loan, is the amount of money used to keep your business running in the short term. This means that your current expenses are covered by this amount, despite the delay in payment from your customers.

Business loans
$10,000 - $300,000

Examples of current expenses

  • Advertising;
  • Building rent;
  • Maintenance and repair of equipment;
  • Delivery services;
  • Employee salaries;
  • Management and administration costs;
  • and so forth
A working capital deal being closed

Working capital: The perfect solution

Regardless of the financial state of your business, our working capital loan service could be the solution you are looking for. First and foremost, it is for start-up businesses (6 months or more). It also applies to fast-growing businesses that are looking for new markets. It is perfect for seasonal businesses, especially those that extend their activities during low activity periods. It is an ideal solution for starting or growing your own business.

Key benefits

  • Financing solution tailored to your needs: whether it's product development or supplier reimbursement, working capital covers your current expenses. This business loan service is a versatile solution adapted to your situation.
  • Structured and flexible repayment: depending on your borrowing capacity and the way the loan is secured, we can adjust the terms and amortization period of your repayment. Repayment is structured as micro-repayments, based on a percentage of your daily sales.
  • Invest in your business's growth: you can use your loan for whatever your small business needs.
  • Your financial partner: we'll be with you every step of the way.

Am I eligible?

Yes, if you meet the following basic criteria:

  • Business located in Canada
  • You have a valid commercial lease
  • Average monthly sales of $15,000
  • In business for at least 6 months

The four steps to financing your business with Affiliated Financial Services

  1. Complete our working capital loan application
  2. Receive a response within 24 to 48 hours
  3. Signing the contract
  4. Deposit of funds into your business account

As financing experts, our mission is to find and negotiate the best financing options on the market specific to your needs. In addition, our interest rates are set based on the quality of the credit.

The business loan is an ideal financing solution for the working capital of your business. To find out more, contact us today.

Are you eligible for a working capital loan? Answer the following 5 questions…

Take this quiz to find out now